Most of our buyers pay cash, but a Spanish mortgage is open to non-residents too. We work with Habeno, a broker who puts several Spanish banks in competition for your loan instead of taking you to one of them.
Move the price, the deposit and the rate to see the monthly payment. Nothing here is an offer.
A guide only. Your offer depends on the bank’s valuation and on your own situation, and banks add a valuation fee, an opening fee and life and home insurance.
Non-residents are usually lent up to about 70% of the price, residents up to about 80%. The rest, and all the purchase costs, come from your own funds.
On top of the rate there is a valuation fee, an opening fee, and life and home insurance. The rate can be fixed, variable or a mix.
Tax, notary, registry and legal fees come on top of the price. Ask us for the figure on the home you are looking at and we will work it out with you.
Tell us the home and what you have available, and we will tell you plainly whether a mortgage is worth starting. There is no cost and no obligation.
Contact us Start on our Habeno page →We use what you tell us here only to answer you. Privacy
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